Best Wallet by BudgetBakers Alternatives
Last updated: 2026-10-31
Wallet by BudgetBakers is a capable cross-platform money manager with Premium bank sync through open banking. Its bank coverage is strongest in Europe and the US, and its website doesn't list Singapore banks, so people in Singapore often need another way to get transactions in. These four alternatives cover bank sync, bank-alert emails and manual entry.
Why People Look for Wallet by BudgetBakers Alternatives
The main reasons to look elsewhere: bank sync is Premium-only, BudgetBakers' site doesn't confirm support for Singapore banks, connecting a bank means entering your bank login, and Premium prices aren't published on the website.
Top Wallet by BudgetBakers Alternatives
Spendee
Budget and expense tracker with shared wallets and optional bank sync
Spendee has shared wallets, iOS, Android and web apps, and Premium bank sync with DBS, OCBC, UOB, Standard Chartered, CIMB and Amex on its Singapore list. Premium is $35.99 a year or $5.99 a month on its website (prices may vary by country); the free plan allows one cash wallet and one budget.
Strengths
- Bank sync on Premium, with DBS, OCBC, UOB, Standard Chartered, CIMB and Amex listed for Singapore
- Shared wallets for partners or flatmates
- iOS, Android and a web version
- 7-day free trial on paid plans
Limitations
- Bank sync needs the top Premium plan
- Free Basic plan allows 1 cash wallet and 1 budget
- Linking a bank means connecting your bank account
Dobin
Free Singapore money app that syncs your bank and card accounts
Dobin is free and made in Singapore. It syncs DBS/POSB, UOB, OCBC, Citibank and Standard Chartered accounts once you sign in with your internet-banking login in the app, and adds credit card tools like the best card for your next purchase. It's mobile only, data refreshes rather than updating in real time, and Dobin earns referral commissions on cards and loans.
Strengths
- Free, with no paid tier
- Syncs Singapore bank and card accounts, including DBS/POSB, UOB, OCBC, Citibank and Standard Chartered
- Credit card tools: best card for your next purchase, MCC lookup and due-date reminders
- Can import bank or card statements as PDF
Limitations
- You sign in with your internet-banking login to connect accounts
- Mobile only (iOS and Android); no web app
- Data isn't real time; you refresh your accounts
Graiden
Expense tracker that reads your bank-alert emails and e-receipts, with no bank login
Graiden logs spending from the transaction alerts DBS/POSB, PayLah!, UOB, OCBC, Standard Chartered, Citi and Trust email you, plus e-receipts, so you never link a bank or share a login. Every account gets 7 days of automatic logging free, with no card needed; after that, automatic tracking is Pro at US$24.99 a year or US$2.99 a month. It runs on the web and Android, and cash needs adding by hand.
Strengths
- On Pro (and free for the first 7 days), no typing: forwarded bank alerts and e-receipts are logged and categorized for you (unlimited)
- No bank login or account linking, on any plan
- Reads Singapore bank alerts from DBS/POSB, PayLah!, UOB, OCBC, Standard Chartered, Citi and Trust
- Works with any email provider and any purchase receipt
Limitations
- Free plan reads forwarded emails automatically for only the first 7 days; after that it's manual entry unless you pay for Pro
- No bank sync: it only sees purchases that send an alert email or e-receipt, so cash needs manual entry
- Web and Android apps only; no iPhone app on the App Store (on iPhone you use the web app)
Money Manager (Realbyte)
Long-running manual expense and budget app for iOS and Android
Money Manager by Realbyte is a highly rated manual tracker with budgets and double-entry accounts. It's free with ads, or S$8.98 once for the ad-free iOS version, and never asks for bank access. You type every transaction yourself.
Strengths
- No bank login needed
- One-time purchase removes ads on iOS (S$8.98 on the Singapore App Store)
- Double-entry accounts, budgets and detailed statistics
- Edit data on a PC over Wi-Fi
Limitations
- Every transaction is entered by hand; nothing is captured automatically
- Free version has ads and an account limit (10 on iOS)
- Cloud data sync is a separate subscription
Quick Comparison
| Feature | Spendee | Dobin | Graiden | Money Manager (Realbyte) |
|---|---|---|---|---|
| How spending gets in | Manual, or bank sync on Premium | Bank and card sync | Forwarded bank-alert emails and e-receipts | Manual entry |
| Bank login needed | Only for bank sync | Yes | No | No |
| Price | Free; Plus $14.99/yr; Premium $35.99/yr or $5.99/mo | Free | Free; Pro US$24.99/yr or US$2.99/mo | Free with ads; S$8.98 one-time (iOS) |
| Singapore banks | DBS, OCBC, UOB, SC, CIMB, Amex (Premium) | DBS/POSB, UOB, OCBC, Citi, SC and more; Trust by statement | DBS/POSB, PayLah!, UOB, OCBC, SC, Citi, Trust (alert emails) | Any (you type it in) |
| Platforms | iOS, Android, web | iOS, Android | Web, Android | iOS, Android (+ PC editor over Wi-Fi) |
Common questions
Does Wallet by BudgetBakers work with Singapore banks?
Which alternative definitely supports Singapore banks?
Is there an alternative with a web app?
Expense tracking that does itself
Set up auto-forwarding once and every purchase is logged and sorted for you. No bank login, no typing, no spreadsheets. Free to start.
