Best Seedly App Alternatives for Tracking Spending in Singapore
Last updated: 2026-10-31
Seedly discontinued its app, including the expense tracker, on 31 December 2025, and said app expense-tracking data would be permanently deleted after 31 March 2026. The seedly.sg website, community and reviews are still running, but if you relied on the app to track spending you need a new tracker. These five options cover the main approaches available in Singapore: syncing your bank, reading your bank's alert emails, using your bank's own planner, or logging by hand.
Why People Look for Seedly Alternatives
There's no Seedly expense tracker to go back to: the app closed on 31 December 2025. The right replacement depends on one question: are you willing to link your bank? If yes, a bank-sync app such as Dobin or Spendee Premium brings transactions in for you. If not, Graiden reads the transaction alerts your bank already emails you, and Money Manager lets you log by hand. If you only bank with DBS or POSB, DBS's own NAV Planner may be enough.
Top Seedly Alternatives
Dobin
Free Singapore money app that syncs your bank and card accounts
Dobin suits you if you want your bank and card spending pulled in automatically, in one place. It's free, made in Singapore, and syncs DBS/POSB, UOB, OCBC, Citibank and Standard Chartered accounts once you sign in with your internet-banking login inside the app. It also helps you pick the best card for each purchase. Trade-offs: it's mobile only, data isn't real time (you refresh), Maybank cards can't be connected, and Dobin earns referral commissions on cards and loans.
Strengths
- Free, with no paid tier
- Syncs Singapore bank and card accounts, including DBS/POSB, UOB, OCBC, Citibank and Standard Chartered
- Credit card tools: best card for your next purchase, MCC lookup and due-date reminders
- Can import bank or card statements as PDF
Limitations
- You sign in with your internet-banking login to connect accounts
- Mobile only (iOS and Android); no web app
- Data isn't real time; you refresh your accounts
Graiden
Expense tracker that reads your bank-alert emails and e-receipts, with no bank login
Graiden tracks spending from the transaction alerts DBS/POSB, PayLah!, UOB, OCBC, Standard Chartered, Citi and Trust email you, plus e-receipts, so you never hand over a bank login. Set up forwarding once and each purchase is logged and categorized. Every account gets 7 days of automatic logging free, with no card needed; after that, automatic tracking is Pro at US$24.99 a year or US$2.99 a month. Cash still has to be added by hand.
Strengths
- On Pro (and free for the first 7 days), no typing: forwarded bank alerts and e-receipts are logged and categorized for you (unlimited)
- No bank login or account linking, on any plan
- Reads Singapore bank alerts from DBS/POSB, PayLah!, UOB, OCBC, Standard Chartered, Citi and Trust
- Works with any email provider and any purchase receipt
Limitations
- Free plan reads forwarded emails automatically for only the first 7 days; after that it's manual entry unless you pay for Pro
- No bank sync: it only sees purchases that send an alert email or e-receipt, so cash needs manual entry
- Web and Android apps only; no iPhone app on the App Store (on iPhone you use the web app)
Spendee
Budget and expense tracker with shared wallets and optional bank sync
Spendee has shared wallets for partners or flatmates, iOS, Android and web apps, and Premium bank sync with DBS, OCBC, UOB, Standard Chartered, CIMB and Amex on its Singapore list. Bank sync needs Premium ($35.99 a year or $5.99 a month on its website); the free plan allows one cash wallet and one budget.
Strengths
- Bank sync on Premium, with DBS, OCBC, UOB, Standard Chartered, CIMB and Amex listed for Singapore
- Shared wallets for partners or flatmates
- iOS, Android and a web version
- 7-day free trial on paid plans
Limitations
- Bank sync needs the top Premium plan
- Free Basic plan allows 1 cash wallet and 1 budget
- Linking a bank means connecting your bank account
DBS digiWealth (formerly NAV Planner)
DBS's planning tool inside the digibank app
If all your accounts are with DBS or POSB, NAV Planner inside the DBS app categorizes your transactions at no extra cost. It can't see spending at other banks.
Strengths
- Already inside the DBS digibank app; nothing to install
- Net worth view including CPF, investments and loans
- SGFinDex can bring in accounts from other banks
- Insurance and retirement planning tools
Limitations
- Only for DBS/POSB customers
- Now positioned as a wealth tool more than an expense tracker
- Cash spending isn't captured
Money Manager (Realbyte)
Long-running manual expense and budget app for iOS and Android
Money Manager by Realbyte is a highly rated manual tracker with budgets and double-entry accounts. It's free with ads, or a one-time S$8.98 for the ad-free iOS version. You type every transaction yourself, and it never asks for bank access.
Strengths
- No bank login needed
- One-time purchase removes ads on iOS (S$8.98 on the Singapore App Store)
- Double-entry accounts, budgets and detailed statistics
- Edit data on a PC over Wi-Fi
Limitations
- Every transaction is entered by hand; nothing is captured automatically
- Free version has ads and an account limit (10 on iOS)
- Cloud data sync is a separate subscription
Quick Comparison
| Feature | Dobin | Graiden | Spendee | DBS digiWealth (formerly NAV Planner) | Money Manager (Realbyte) |
|---|---|---|---|---|---|
| How spending gets in | Bank and card sync | Forwarded bank-alert emails and e-receipts | Manual, or bank sync on Premium | DBS/POSB account data | Manual entry |
| Bank login needed | Yes | No | Only for bank sync | Uses your DBS login | No |
| Price | Free | Free; Pro US$24.99/yr or US$2.99/mo | Free; Premium $35.99/yr or $5.99/mo | Free for DBS/POSB customers | Free with ads; S$8.98 one-time (iOS) |
| Banks covered | DBS/POSB, UOB, OCBC, Citi, SC and more; Trust by statement | DBS/POSB, PayLah!, UOB, OCBC, SC, Citi, Trust | DBS, OCBC, UOB, SC, CIMB, Amex (Premium) | DBS/POSB only | Any (you type it in) |
| Platforms | iOS, Android | Web, Android | iOS, Android, web | DBS digibank app | iOS, Android |
Common questions
Was the Seedly app discontinued?
Is there a free Seedly app alternative with bank sync?
Which Seedly alternative doesn't need my bank login?
Can I still use Seedly for anything?
Expense tracking that does itself
Set up auto-forwarding once and every purchase is logged and sorted for you. No bank login, no typing, no spreadsheets. Free to start.
